Company
This is Spring Labs
Our Mission
We’re transforming data exchange with unprecedented privacy and security.
Our DNA
Our differences are our strengths, helping us find and pursue the best ideas, regardless of hierarchy. We don’t shy away from complex challenges – think big, plan big.
Our Values
Think like owners, because we are owners. Innovate and persist. Grow together. Empower and trust.
Team
A rapidly growing world-class team of proven entrepreneurs within the financial services space.
Co-Founders

Adam Jiwan
Executive Chairman & Founder
Adam is an established fintech entrepreneur, with more than 15 years of experience founding, investing and growing companies in the space. Before Spring Labs, Adam was a seed investor and founding board member of Avant. He was also the Co-Founder and Chairman of Future Finance, a student loan platform that’s raised more than $325M. Adam also acted as the CEO of UK/Asia for TPG-Axon, and held roles at Goldman Sachs, Soros Fund Management, and the Blackstone Group. Adam is a graduate of Harvard University.

Anna Fridman
Founder
Anna is a seasoned attorney with deep experience in regulatory financial issues. Prior to Spring Labs, Anna served as the General Counsel at Avant, managing a team of 40+ attorneys and compliance professionals. Anna also served as in-house counsel at Enova and holds a JD from UCLA Law.

John Sun
CEO & Founder
John is a technologist and entrepreneur with deep experience in credit and fintech. Prior to Spring Labs, John co-founded Avant, a fintech unicorn, where he served as the Chief Credit Officer and UK GM. John was also an Inc. 30 Under 30, and went through Y-Combinator Spring 2011 with DebtEye (acquired by Avant). John also formerly ran the Data and Analytics Team at Enova.
Leadership

Joel Eckhause
Chief Operating Officer
Joel has spent more than 20 years in financial services, holding C-level and executive-level positions ranging from product, marketing, origination operations, servicing and default operations, credit risk, and corporate strategy at companies such as Renew Financial, Bank of the West, Capital One, and HSBC. Most recently, Joel served as both the Chief Risk Officer and Chief Operating Officer at Renew Financial. Prior to his time in financial services, Joel was a consultant with Booz Allen from 1999 to 2004. Originally an engineer, Joel began his career at Ford Motor Company. Joel holds an MBA from the University of Michigan.

David Kravitz, PhD
Sr. Director of Research
David is a cryptography and information security expert with over 35 years of experience applicable to blockchains, payment systems, IoT, smart grid, digital rights management and government voice and data critical infrastructure communications. He began his career at the National Security Agency, where as Senior Technical Advisor he combined his exceptional skills in protocol and algorithm design to profoundly enhance the security posture of communications, as stated in the Certificate of Achievement awarded by the Director of NSA. He invented the Digital Signature Algorithm/DSA (FIPS 186) and was the principal architect of Membership Services identity management for Linux Foundation Hyperledger Fabric. David is a graduate of Rutgers University, Johns Hopkins University and University of Southern California.

Matt Smith
Chief Technology Officer
Matt has been building software for the past 15 years, focusing since 2014 on distributed systems, cryptography, digital identity, and blockchain technologies. Previously Director of Engineering at Gem, Matt designed and built security-centric enterprise and consumer-facing blockchain products. Prior to that, Matt worked on high-speed data transfer networks, video transcoding, augmented reality, and manufacturing automation systems. Matt holds a degree in Computer Science from Syracuse University.

Cris Neckar
Information Security Advisor
A seasoned veteran of the information security industry, Cris has over 15 years of leadership experience ranging from software engineering to penetration testing and digital forensics. Prior to joining Spring Labs, Cris co-founded Divergent Security, a top-tier offensive security assessment service provider. Previously, Cris was an original member of Google’s Chrome Security Team, managing the security of the Chrome web browser and developing state-of-the-art advancements in software security and end-user defense. Prior to his work at Google, Cris led the Application Security practice for Neohapsis (now Cisco Systems). As a security researcher, Cris has discovered, and responsibly disclosed, critical vulnerabilities in software infrastructure ranging from Microsoft Windows to Cisco WebEx, and has assisted in the investigations of both high-profile data breaches and nation-state intelligence campaigns. Cris also served as a curriculum advisory board member and professor for DePaul University’s cyber security graduate school program.
Advisors
Spring Labs has brought on top advisors from financial services firms and regulatory bodies to help guide our company to success.
Sheila Bair
Andreas Beroutsos
Gary Cohn
Raj Date
Ray Lane
Richard Levy
Bobby Mehta
Nigel Morris
Grigore Rosu
Manolo Sanchez
Guy Schory
David Siemer
Investors
Spring Labs has brought on top advisors from financial services firms and regulatory bodies to help guide our company to success.